Author Archives: Kathleen Fox

“If You Have to Ask, You Can’t Afford It”

It was a glossy, oversized magazine, placed at precisely the right casual angle on the coffee table in front of the leather couch. The cover photo showed a slender model draped in diamonds that probably weighed more than she did.

I don’t remember the magazine’s title, but the subtitle was “For the Private Jet Lifestyle.” Presumably, you get a free subscription when you buy your private jet. Buy two jets, and maybe you get a two-year subscription.

As I skimmed through it, I didn’t find any actual articles. This wasn’t really a magazine at all, but an expensively produced catalog for very expensive stuff. High-end resorts and spas. Jewelry with lots of zeroes on the price tags. Limited edition cars with eye-popping sticker prices. Exotic and luxurious vacation packages. One of them was a month-long trip to several exclusive destinations around the world. Travel, of course, was by private jet. The cost was one million dollars.

There was a page of designer shoes in brands familiar to anyone who saw The Devil Wears Prada. Apparently at least a few of the mega-rich must be willing to spend $1200 for a pair of bright acrylic shoes with platform heels shaped like the letter Z. Or $995 for a pair of tennis shoes with five-inch heels, intended either for those “casual dressy” occasions or for giving short women an advantage on the basketball court.

Of course, there were several pages of designer clothes. My favorite (only $12,500) was a gown with a skirt made out of pieces of fabric gathered into little bunches the way you might make paper flowers. The model, despite being a size 0, managed to look as if she had spent two days in someone’s garage being stuffed with paper napkins as a float for the Homecoming parade.

And watches. Lots of watches, ranging from the ordinary (only $12,000 to $15,000) to the platinum ($75,000 to $85,000). I’m not sure exactly why, if you were mega-rich, you would need so many watches. After all, if you own the jet, it’s not going to take off without you. You wouldn’t need to worry about getting to the airport on time. Besides, the rich probably check the time like anyone else—by looking at their cell phones.

Of course, buying a watch that costs more than many people earn in a year doesn’t have much to do with telling time. The watches, like everything else in this catalog of conspicuous consumption, were intended to set the wealthy apart from the common herd. “If you don’t own these things, you aren’t really rich.” “Buy it because you can.” “Buy it because ordinary people can’t.” It struck me as an upscale version of a schoolyard taunt: “I can afford this, and you can’t—so there!”

I don’t know whether the majority of wealthy people actually spend money this ostentatiously. My suspicion is that most of the ones who do are spending money that someone else earned.

But I do know a couple of people who own private jets. At least, their companies do. Yes, they use the planes for vacation trips and family get-togethers. Still, their “private jet lifestyle” seems to consist mainly of traveling to business meetings across the country. They wouldn’t have time to spend a month on a million-dollar private jet vacation. They probably wouldn't even have time to browse through this catalog. They’re too busy showing up for work every day.

I wonder what kind of watch Warren Buffet wears?

Categories: Conscious Finance | 2 Comments

Picking Up a Little Extra Cash

Taking regular walks is a habit that pays off in many ways: increased fitness, weight control, better health, serenity—and sometimes even cold, hard cash.

A friend of mine who is a habitual walker keeps one eye on the ground in search of stray coins. He maintains that walking early or late in the day is best for this, as the slanting sunlight reflects off the coins and makes them easier to spot. (Of course, the light also reflects off of little spots of tar, drops of oil, broken bits of plastic, and discarded wads of chewing gum, so it’s a good idea to look before you grab.)

Two or three found pennies makes a successful walk, a nickel is great, a dime is better, and the occasional quarter is a bonanza. In this way, he accumulates enough for a cup of coffee, oh, maybe every three or four months.

It’s too bad he wasn’t along when my two granddaughters and I went for a walk in an unfamiliar neighborhood a couple of days before Halloween. For an entire block, the sidewalk was decorated with scattered coins, probably three or four dollars’ worth altogether. There they were, shining in the morning sun—which also highlighted the generous globs of glue or silicone with which they were securely attached to the concrete. We couldn’t figure out whether this was supposed to be a Halloween trick or somebody’s idea of performance art, but we chose not to expend the effort and fingernail damage to pry loose any of the frozen assets.

Out walking one morning this week, I was marching along at my usual pace, thinking my usual great thoughts, when I glanced down at the gutter and spotted a ten-dollar bill. As I picked it up, my mind flashed back some 20 years, to a time when extra ten-dollar bills were a scarce commodity. We were out hiking one day, and since I had a cold, the pockets of my jeans were filling up with used tissues and cough-drop wrappers. When we passed a garbage can, I took the opportunity to empty my pockets of trash—and also, accidentally, of cash.

The ten dollars in my pocket that I inadvertently threw away was a substantial part of the weekly budget. It took me a long time to forgive myself for that bit of carelessness.

The other morning, picking up someone else’s lost ten-dollar bill, I couldn’t help but wonder whether the person who lost it needed it as much as we had needed that long-ago ten dollars. I certainly didn’t need it now, and taking it didn’t quite feel right. I briefly considered leaving it where it had fallen in case its owner came looking for it. But the chances of that happening were slim, since the bill was damp and had obviously been lying in the gutter at least since the day before. The next person who happened along wouldn’t necessarily need it, either. And leaving it there to blow away or wash down the storm drain wouldn’t do any good for anybody.

So I stuck it in my pocket. Later that day, I stuffed it into a red kettle under the appreciative eyes of a Salvation Army bell ringer.

What goes around, comes around. Sometimes it just takes a couple of decades.

Categories: Living Consciously | 2 Comments

Going Cold Turkey

It all started with the turkeys. No, not the “wild” turkeys that hang out in our neighborhood to raise their families and provide meals for mountain lions. These are city turkeys: cheap, tempting birds with plump thighs and improbably rounded bosoms. They are the November loss-leader turkeys at Safeway: only $4.99 (under 16 pounds) or $6.99 (over 16 pounds) with a $25 purchase.

Turkey just happens to be one of my favorite foods. It’s not in the category of chocolate chip cookies, brownies, or fresh bread, of course, but it’s right up there in the second tier with baby carrots and leftover meatloaf. So this time of year, when turkeys are such a bargain, I’d like to stock up on three or four of them.

Unfortunately, what with the tomatoes from last year’s garden, the hamburger that was on sale last week, a couple of loaves of homemade bread, some bags of frozen vegetables, a handful of breakfast burritos, an oversized gel ice pack, several containers of vaguely recognizable leftovers, and three over-ripe bananas, there wasn’t room in the freezer compartment of the refrigerator for even one small turkey.

What the heck. I’ve been wanting to get a freezer for a while now, anyway. It was time for a trip to Sears. They had a cute little five-cubic-foot upright freezer, just what I wanted. On sale, with tax, it came to $228.95.

There was one in stock. We bought it. We hauled it home. We lugged it up the steps and into the house. We freed it from its carton. Funny, it seemed a lot bigger in our kitchen than it had there in the store, where it had looked so slender surrounded by its 17-cubic-foot cousins.

Nevertheless, it fit nicely into the spot in the kitchen where I had planned to put it. What I hadn’t stopped to consider was where to plug it in. The refrigerator, the electric teakettle, the microwave, and the telephone were all plugged into the two available outlets on that same wall. The question was whether the 35-year-old wiring would be able to handle a freezer as well.

You never know until you try. So I moved the phone into the next room, rearranged the kitchen, crossed my fingers and held my breath, and plugged the freezer in. Then, while it was cooling itself down, I simultaneously heated water in the microwave and the electric kettle. Everything worked. No circuit breakers tripped. So far, so good.

It was time to go buy turkeys. When I came back from the store, I did the math. Three 18-pound turkeys at $7.00 each, that’s 54 pounds and $21.00. Adding that to the $229 for the freezer makes $250. Okay, $250 divided by 54 pounds equals $4.63 per pound. What a bargain.

While I’m stocking up on cheap meat, maybe I should consider bigger game than turkeys. Deer, maybe. Or elk. Or what about a trip to Canada to shoot a moose?

Of course, then I’d have to buy a bigger freezer. I’m not sure I can afford to save that much.

Categories: Money Matters | 1 Comment

Flying To the Airport

It takes 22 minutes to drive from our house to the airport. Given the right incentive, however, you can make it in 12.

This fact was established through first-hand experience and observation between 5:17 a.m. and 5:29 a.m. on a recent Monday morning.

With all the security regulations currently in place (“Sorry, ma’am, but that bottle of contact lens solution is over three ounces. You’ll have to put it in your checked bag.”), even our small airport requires passengers to arrive at least an hour ahead of scheduled flights. A 6:00 a.m. departure, then, means getting to the airport by 5:00 a.m., which means setting the alarm for 4:15 a.m. in order to leave the house by 4:30 or 4:35 a.m.

But when I opened my eyes that Monday morning—without having heard an alarm—the sky seemed lighter than it should have been. I turned over and squinted at the inch-high red letters on the digital clock. Even without my classes, I could read them if I leaned over far enough. It was 5:12.

Expletives were said. (Only a couple; there was no time to waste on them.) Clothes were thrown on. Shaving and toothbrushing were skipped. By the time we started backing out of the garage, the clock in the car said 5:17.

Fortunately, no early walkers were out on our neighborhood’s curved, hilly, no-sidewalk streets. Fortunately, the paper carrier saw us coming in plenty of time to swing her car back into her own lane. Fortunately, there’s little traffic on the new bypass road before 5:30 on a Monday morning. Fortunately, the five miles of road construction on the airport road was free of both traffic and construction workers.

As for red lights, all I’m going to say is that we were lucky. Of course, sometimes it’s necessary to make your own luck.

Eventually, we careened around the last curve and screeched to a halt in front of the terminal. My spouse leaped out, grabbed his suitcase and his computer out of the back, and dashed toward the nearest door. I drove around the loop and parked in the hourly parking lot, then followed him inside, fully expecting to hear that he had missed the flight and we’d be heading home.

As the revolving door spit me out into the terminal, I heard my name from on high. No, it wasn’t a direct message from the Almighty (Had said Almighty been inclined to deliver any personal messages that morning, a wakeup call at 4:20 would have been helpful.) It was my spouse at the top of the escalator, already checked in and ready to go through security. No wonder it only took a few minutes; there was no line, since all the other passengers had finished checking in half an hour ago.

The time was 5:37 a.m.

The departures screen showed the flight leaving on time, at 6:08. That goodness for that extra eight minutes.

After waiting until it was clear that the traveler would get through security in time to actually board the plane, I headed home. I observed all the speed limits and waited obediently at all the red lights. It took me 22 minutes. I didn’t need any tea for breakfast; the adrenaline rush was more than sufficient to get me through the morning.

One morning this week, a 6:20 a.m. flight gave us a chance to try again. This time, we set two alarms, for 4:45 and 4:47. This time, we made sure they were set for a.m. instead of p.m. The first one went off as scheduled, and we got up calmly, without a single expletive and with plenty of time for brushing teeth and putting clothes on right-side out.

We left the house at 5:17. We drove to the airport, not even having our blood pressure raised by the semi ahead of us that relentlessly maintained the speed limit all the way through the deserted construction zone. We pulled up in front of the terminal at 5:39.

I dropped the passenger off, kissed him goodbye, and drove home in a relaxed and deliberate manner. No panic; no drama; no adrenaline rush.

It took me three cups of tea to get energized for the day.

Categories: Living Consciously | 1 Comment

Anything But Beige

As the mother of the groom, your primary role at the wedding is supposedly to “show up, shut up, and wear beige.” This advice presumably applies even more strongly to the stepmother of the groom.

Okay, the “showing up and shutting up” part is no problem. It’s great to be able to enjoy the festivities without having to worry about the details like whether the candles match the tablecloths exactly, and whether technical glitches will mar the slide show of embarrassing childhood photos of the happy couple, and whether it’s safe to seat Aunt Margaret and Uncle Leonard at the same table with Cousin Betty or whether they’re still feuding over that little incident from the last family wedding.

But wearing beige? No way. There’s the elegant red suit that will be perfect for the rehearsal dinner. There’s the slinky black velvet skirt that will be just right for the wedding. And, of course, if the stepmother of the groom wants to be able to wear either of those things and breathe at the same time, there’s the extra five pounds that she really ought to lose.

Two months before the wedding: It’s only five pounds. Eat a little less, exercise a little more, lose a pound a week. No problem.

One month before the wedding: Okay, so losing four pounds will be close enough. Eat a little less, exercise a little more, lose a pound a week. No problem.

Two weeks before the wedding: A couple of pounds one way or another won’t really make much difference. Maybe if I just don’t eat much the day before the wedding?

Two days before the wedding: The answer is so obvious, I can’t believe I didn’t think of it sooner. It’s the instant, no-diet slimming solution. Control-top panty hose.

Not, of course, in beige.

Categories: Just For Fun | Leave a comment

The High Cost of Heating Fuel

It was a beautiful morning, a perfect day to be outside enjoying the crisp air, the deep blue skies, and the fall colors. Taking deep breaths, we could savor the aromas of October in the Black Hills: charred wood, gasoline, and sawdust.

The deep breaths were a necessity, because we were working hard. With propane prices around two bucks a gallon, we needed wood to keep the Fischer stove in the basement going all winter. Some friends needed to get rid of fire-killed trees on their property. In an attempt to meet both of these needs at once, we were out in the woods like a quartet of Paul Bunyan wannabes.

At least the two of us (male) who were using chainsaws might have been trying to be Paul Bunyan. The two of us (female) who were hauling 12-foot logs to the trailer felt more like Babe the Blue Ox.

Not sexism, just a matter of relative experience and upper body strength. Besides, I wasn’t complaining. I’m perfectly happy to keep my fingers—all ten of them, perfectly intact, thank you—away from tools that are capable of taking off human appendages in one swipe.

So I was fine being half of the log-carrying team, despite the fact that the only place level enough to park the trailer was at the top of the hill. This meant lugging most of the logs uphill, huffing and puffing under their weight like the Little Engine That Wasn’t Quite Sure It Could.

Handling charred wood isn’t the cleanest of tasks, so we were all outfitted in old clothes, boots, and leather gloves. I had on a pair of hand-me-down camouflage coveralls originally worn by my tallest brother-in-law. They fit well enough, except where the crotch was a little baggy around my knees.

In addition to keeping most of the dirt on the outside, the coveralls served as some protection from the tall, spiky weeds that were creating their own miniature forest among the burned trees. Based on my extensive research (looking in two “flowers of North America” guidebooks and spending 7 minutes on the Internet), I think they were common mullein.

On one website, I found them under the heading, “Least Wanted.” After tromping for several hours through mulleins standing higher than my head, I quite agree.

Each woody spike was topped with scores of seeds eager to attach themselves to the clothes of any woodcutter who came too close. Think watermelon seeds covered with Velcro. In case anyone should ever need to know, straddling a mullein plant while carrying a heavy log uphill is an effective but slightly uncomfortable way to strip off a whole lot of seeds at once.

By mid-afternoon, we were worn out. One of the saws had gone through two chains and was out of action. We were coated with enough charcoal to grill a hamburger and enough mullein seeds to plant a quarter section. We were also beginning to realize that our shaky knees and battered biceps probably felt a lot better than they were going to feel the next morning.

But we had a load of logs securely strapped to the trailer. Two more loads were stacked and ready to be hauled. None of the trees had fallen on us, the fence, the cars, the trailer, or the dog. We still had all 80 of the fingers and toes we had started out with. We'd had fun. All in all, a successful day.

There’s an old saying that wood is fuel that warms you twice, once when you cut it and once when you burn it. I’ve never fully appreciated that statement until now.

How much was that propane price again?

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The Economy and Corbin Morse’s Cows

With a little luck and a lot of hard work, Corbin Morse became successful as a rancher in western South Dakota in the early days. The story is told that he was waiting out a snowstorm in the lobby of the Harney Hotel in Rapid City one bitter cold night. A half-frozen cowboy stumbled through the door with the bad news. Morse’s entire herd of 10,000 purebred Hereford cattle—over half a million dollars’ worth of livestock—had perished in the blizzard. The loss meant financial ruin.

Morse looked at the cowboy. “Well,” he said, “Easy come, easy go.”

I thought about Corbin Morse this week when I opened the statements from my retirement accounts. I looked at them, stuffed them into the file drawer, took a deep breath, and told myself, “Easy come, easy go.”

I didn’t really mean it, of course. Neither, I suspect, did Corbin Morse that long-ago winter night. But remembering his response to bad news helped me put my own losses into perspective.

Admittedly, it’s relatively easy for me to be optimistic. Unlike Corbin Morse—and many others before and since—I’m not facing financial ruin. I’m fortunate in that I don’t have any debt and I can easily live within my means. I can afford to leave my retirement savings alone until they recover.

And I do believe they will recover. Rick, my friend and financial planner, lives, breathes, and preaches “invest for the long term.” That means holding on through bad times as well as good. I trust him and believe him, so that’s what I’m doing.

Even so, the recent upheavals (or maybe a better word would be “downheavals”) in the economy are frightening. I have friends who are talking about whether they should keep cash under their mattresses and whether we’ll all end up raising chickens in our back yards. They wonder if it’s going to be the Great Depression all over again.

I don’t mean to minimize the Great Depression. It was a terribly hard time, with losses and suffering that were all too real. My parents grew up during those tough years, which here in South Dakota meant drought and dust storms. I've heard their stories about living as a family of 11 in a three-room house, wearing patched hand-me-down clothes, and sometimes going to school with nothing in their lunch pails but cold pancakes.

But all of them got by. They managed, one day at a time, and eventually, times got better. Those hard times helped shape their lives, certainly, but didn't define them. They went on to build successful, productive, and happy lives.

I visited my parents last weekend. It was my sister’s birthday, and we celebrated with a four-generation family party. The gathering reminded me again about what constitutes real wealth. My parents haven’t accumulated any financial fortunes. But they have children and grandchildren who care deeply about them, who enjoy their company, and who would gladly help them out of love rather than obligation. The legacy of integrity and competence and humor that they will leave to all of us who love them is beyond price.

Will we have to scrimp and patch and make do through economic hard times like the Dirty Thirties again? Who knows? My own belief is, probably not.

But I also believe that, if things truly do get that bad, most of us will do what we have to do. We’ll work together and help one another out. We'll get by, one day at a time. We’re a lot tougher than we think.

For me, knowing it’s possible to survive hard times and come out the other side helps keep today’s fears in perspective. It reminds me that there’s no point in fretting over things—like ups and downs in the stock market—that are beyond my control. It helps me remember all the ways in which my family and I are truly rich.

And when all else fails, I remember Corbin Morse’s cows and his “grace under fire” response to disaster. “Easy come, easy go.”

Categories: Money Matters | Leave a comment

A Hot Time in the Old Town on Saturday Night

It was an exciting Saturday night in Rapid City. We indulged in one of those rare, once-every-few-years experiences.

We cleaned the oven.

Just to be clear—I have cleaned ovens before. Several times, in fact. Maybe up to a dozen times. After all, I have moved a lot during my lifetime, and sometimes a clean oven counts toward getting your deposit back.

But I’ve lived in this house for four years now, without ever cleaning the oven. My partner has lived in this house for 30 years, some 20 of those as a single guy. He refused comment on whether the oven had been cleaned during this period, confining himself to a noncommittal statement about “eating out a lot.”

At any rate—and with no blame implied—it was obvious that the oven hadn’t been cleaned in a long time. It was impossible to see through the window. The sides were a deep brown. There were enough layers of baked-on black gunk on the bottom to keep archeologists busy for years analyzing the various periods of occupation.

Clearly, drastic action was called for. We rose to the challenge, one step at a time.

Step One: Buy oven cleaner. I was surprised but pleased to find some lemon-scented stuff that promised “no fumes.”

Step Two. Scrape off the loose top layers of charred material from the bottom of the oven. Never mind that this destroyed the potential for several Master’s degrees in archeology.

Step Three: Read the directions on the oven cleaner. This can had two sets of detailed instructions, one for “two-hour” cleaning and one for “overnight” cleaning. They were identical in their requirements about using it only on a cold oven, their advice about wiping off the softened gunk with a wet sponge, and their cautions about ventilation and not spraying oneself in the face. The only difference was that one version specified leaving the cleaner to work for two hours, while the other specified leaving it overnight. Why not simply say, “leave cleaner for two to ten hours?” Unless, of course, you’re being paid by the word.

Step Four: Begin spraying the oven. This step was a reminder not to believe everything you read. “No fumes,” my asphyxiation. True, the stuff did have a faint undertone of lemon. But the top notes consisted of classic oven-cleaner aroma in all its caustic glory.

Step Five: Open windows and set up a fan. Finish spraying, covering mouth and nose whenever possible and trying to keep one’s head out of the oven.

Step Six: Wait two hours, and start wiping the gross brown gunk out of the oven. Use lots of water. Change water often. Keep fan running. Remember why cleaning the oven, like having a tax audit or a colonoscopy, is one of those things not to do any more often than absolutely necessary.

Step Seven: Do a second application of oven cleaner on several resistant black spots.

Step Eight: Wait two hours. Try to wipe off resistant black spots. Decide said spots have archeological significance and should be left undisturbed.

Step Nine: Cover newly cleaned bottom of the oven with aluminum foil.

Step Ten: Discover that it’s possible to see through clean window in oven door. (Or, at least, it would be if the light worked.) Open door and admire gleaming oven—from a slight distance, to avoid the lingering traces of the “no-fumes” cleaner.

Step Eleven. Decide to go out for Sunday dinner. After all, when you have an oven this clean, you don’t want to mess it up by cooking in it.

Step Twelve: Bask in the glow of your achievement. Savor the sense of having triumphed over adversity. People who clean their ovens every few weeks will never know this feeling of accomplishment.

All right. We’re on a roll here. Next Saturday night, maybe we’ll clean the garage, organize a couple of closets, or recaulk the bathtub.

Or maybe we could just go to a movie.

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A 007 Senior Moment?

It was a James Bond kind of car. The kind of car you notice, even if, like me, you can’t tell a Lexus from a BMW and never have understood the fascination of the ’59 Chevy.

This racy two-seater convertible, though, I couldn’t help but notice as I pulled into the space beside it in the Safeway parking lot and got out. My own baby SUV, normally a petite and dainty lady compared to its usual associates of full-sized sedans, pickups, and SUVs, suddenly seemed tall and clumsy, as if it might trip over its own tires.

With its top down, the sports car—red, of course—scarcely came up past my knees. Its seats were real leather. Its dashboard was real wood. It reeked of expensive, understated elegance. Thanks to the discreet Union Jack on one fender and the word “Triumph” across the back, I recognized it instantly as a British Triumph.

I was surprised to see it in the Safeway parking lot. Not because there aren’t people in Rapid City who could afford such a car. Not because sports cars are all that unusual here, even if this is four-wheel drive country. It just seemed odd to me that anyone would go to the grocery store in a car that had no room in it for the groceries.

When I came out of the store 20 minutes later with my own groceries, the Triumph was still parked beside my Honda. As I unlocked my car to unload my grocery cart, I saw a middle-aged man walking purposefully toward the convertible. He was one of the store managers, still in his apron.

Could the convertible be his car? It was possible, certainly—mild-mannered produce department manager by day, playboy by night. I hoped, though, he would at least take off the apron before he drove off. Somehow, I just couldn’t appreciate the glamour of seeing him driving down the highway with the top down, his apron strings fluttering in the breeze.

Then I noticed a second man behind him. As they approached the Triumph, it became clear that this man had gone in to get the store manager because he had noticed something wrong with the car.

As I put my groceries into my back seat—funny, I had never noticed just how roomy it was—the manger was writing down the Triumph’s license plate. Then he pulled out the keys that the convertible’s driver had left hanging from the trunk. “Thanks for telling me about this,” he said. “We’ll make an announcement on the intercom.”

Anyone happening by who had an uncontrollable longing to own a sports car could have taken the keys, driven away, and been halfway to Nebraska before the owner came out of the store. I’m sure, in many places, that’s exactly what someone would have done.

Apparently, I live in a town full of honest citizens. Or maybe no one with larcenous intent had noticed the keys. Maybe there aren’t a lot of car thieves prowling the parking lot at Safeway late on a Sunday afternoon.

Or maybe the real answer is more practical than ethical. Maybe no one coming out of the grocery store was interested in taking a car that had no place to put the groceries.

Categories: Just For Fun | 2 Comments

“Let’s Went, Cisco!”

As a follow-up to last week’s discussion of ankle-threatening Chihuahuas, here’s a dramatic, touching, and perhaps even heart-warming story. It began with the following ad in the local paper:

“Two lost Chihuahuas, last seen Sunday, Sep. 21. One light tan, tall and skinny, goes by the name of Pancho, the other short and fat, mostly brown with some white, wearing an orange Harley Davidson collar, goes by the name of Cisco. Reward offered for safe return.”

I’m not sure just what size a Chihuahua has to be to be considered “tall.” Nor do I quite see the point of describing the other one as “short.” Of course he’s short—he’s a Chihuahua, for Pete’s sake.

It’s the Harley Davidson collar, though, that explains everything. There was a motorcycle rally in this area last week. It attracted some 30,000 bikers, according to an informant in leathers who was sitting on the porch of a coffee shop in a small tourist town.

So it’s a pretty good guess that Pancho and Cisco took off for the rally. In that crowd, nobody’s going to notice a couple more guys in their Harley gear.

But what really made the story intriguing was the second ad, right below the first one: “Lost last Sunday. White Poodle.”

Obviously, for a sheltered and pampered lady, the prospect of an escapade with two cool biker dudes was too much to resist. She just couldn’t pass up the chance to be seen on the back of a bike with these guys.

And who wouldn’t want to go along? Anyone, at least, who is a fan of old Western movies. Mount up, everyone—Pancho and The Cisco Kid are riding again.

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